Join the thousands of people releasing equity from their own home!

Looking to move home, buy for the first time, remortgage or release funds for retirement. Perhaps you are looking to invest in a buy to let property or need finance for commercial property or venture? We have helped people for over 20 years with finance to realise their property ambitions.

What is Equity Release?

Equity Release is a mortgage product that allows an individual homeowner over the age of 55 to obtain a large cash lump sum of money or a regular stream of income, dependant on the value of their residential property. This loan will be repaid from the property’s value, usually on sale and not until the homeowner passes away. At Connect Lifetime Mortgages we are passionate about finding our clients the best deal and do so by having access to a wide range of equity release and later life lenders

By releasing equity from your  own home, you could receive immediate TAX FREE cash allowing you to:

  • Pay off an existing mortgage
  • Fund new home improvements
  • Plan your inheritance
  • Tackle your low pensions
  • Financial support for your loved ones
  • Fund a holiday
  • Or more!

Case Study

“… Mr and Mrs J in their early 70’s had an interest only mortgage with a term coming to an end. They had limited income from pensions and wished to remain in the current family home. We were able to find a provider that was prepared to lend just under 50% of the property value which released enough funding to repay the existing mortgage loan as well as repay some personal debt. This reduced monthly outgoings for Mr and Mrs M by nearly £1,600 per month and meant that they were able to stay in their current home…”

Who are we?

Richard Turner

Co-founder Lifetime Mortgages

“… I am Richard Turner. Not as tall as 6 feet however on more than one occasion likened to Jason Statham (on more occasions likened to others I will not mention)! I don’t weigh myself and just continue to buy clothes that fit but they seem to be bigger sizes each time. I have calculated that a very large portion of my disposable income ends up with local curry houses which I guess could be the reason.

My two daughters are growing fast with the oldest at Canterbury University aiming to become the next Ally McBeal and the younger will score the winner for England in the 2023 World Cup – well she definitely won’t miss a penalty! My wife runs the local Marks and Spencer store and being so organised I can assure you the shelves will never be empty!

On the work front I have completed many a case they said could not be done and built a reputation of which I am proud. With our new ‘High Street’ location I am certain that I am able to bring this expertise to the community…” 

Richard Jeremiah-Clarke

Co-founder Lifetime Mortgages

“… My name is Richard Jeremiah-Clarke. I am 6 feet tall and have dark hair and blue eyes and a dead-ringer for the Milk Tray Man from ‘that’ advert (or am I still dreaming?). My weight is being negotiated with my diet so watch this space, however, I can confirm I have a balanced diet. A balanced diet, I am lead to believe, is supposed to be healthy food in good measure. Therefore, I have been known to eat a bowl of fruit for lunch and a pizza for dinner, so probably have not yet mastered the balanced diet thing just yet!

I have 2 wonderful children who light up my world and keep my wallet and trouser pockets very dark. I spend most of the time away from work helping the children grow into mini-me’s and love nothing more than being the punch bag for my Superhero-mad Son, or the nail varnish tester for my Daughter. As for my Wife, she must be Super Woman as she tells me she manages to do everything around the house all by herself, yet still finds time to organize my diary with DIY duties so that I am never left bored at home. Thanks, hun, so thoughtful.

As you can see, coming to work gives me a well-earned break and it allows me to swap life stories with my clients. Growing through life and experiencing the everyday tribulations that come with it has put me in a very good position of empathy and understanding. Helping my clients as much as I can not only makes me feel good, and provides an outlet for my talents, it keeps me at work that little bit longer so that I can recover from the punchbag bruises. Well, I have not had any customer complaints yet so I must be doing something right. .. “

Other types of mortgages we can help with...

residential mortgage

Residential

Are you a first-time buyer looking for the perfect home, an experienced homeowner interested in making a move, or simply wanting to take advantage of better rates?

commercial mortgage

Commercial

Are you in search of financing for commercial property, development projects, or business ventures? We can help with a wide selection of commercial and business finance products to suit your needs.

buy to let mortgage

Buy To Let

Are you looking for a financial solution to fund your property investment? If so, then UK Investment mortgages are the ideal choice. They are tailored to provide finance for the purchase of a property that you wish to let out.

Our Mortgage Calculators

If you’re just beginning your mortgage journey, use our calculators to find out how much you could potentially borrow! This is the perfect way to get started.

Why Choose Connect Lifetime?

Lenders
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Your high street bank probably has some great deals, but access to more lenders equals more choice and the best deal for YOU!

Years
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Established in 1998, Connect has gone from strength to strength and is now associated with many mortgage professional organisations

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