If you have decided now is the time to move home, we can help you. Many clients think that their existing mortgage lender will be the best place to go, but with over 170 lenders on our panel of lenders, contact one of our Connect Lifetime Mortgages advisers to ensure you get the very best next mortgage deal for your circumstances.
Just as you will weigh up everything you need in a new property before you look to move, you need to look at the range of mortgage features to consider.
For example, if you may want to pay off some of your mortgages with bonuses in the future, you may want to consider an offset mortgage so you can still have access to your bonus, but save mortgage interest. Is there a chance you will want to borrow more money in the future?
You will need a lender that offers this facility. If you would like the guarantee of a longer-term fixed-rate, what are the lender’s options if your circumstances change?
If you need to move home but are struggling to sell your existing property we may still be able to assist. Many lenders will allow you to let out the property you currently live in and the rental income that is generated will be used to repay the existing mortgage.
This is called ‘consent to let’. If you need to raise a deposit for the new property, we may be able to remortgage your property to an official Buy to Let mortgage, which will allow you to keep and rent the property, plus raise the deposit for your new home if you have sufficient equity.
As an alternative to selling and moving to a bigger home as your family grows, have you thought about a remortgage or a second charge to capital raise money for an extension?
Moving house can cost more than you might expect — from estate agent fees and solicitors to removals, stamp duty, and decorating your new space. Our Moving Home Estimate Calculator helps you quickly understand the true cost of moving by factoring in essential expenses and your available equity. Whether you’re upsizing, downsizing, or relocating, this tool provides a clear picture of the estimated cash you’ll need to complete your move. It’s designed to save you time, avoid surprises, and support better financial planning as you take your next big step on the property ladder.
Please note that this calculator provides an estimate only and should not be relied upon as financial advice. Every home move is different, and actual costs may vary depending on your specific circumstances. For a tailored assessment and support with your move, why not contact our experts? Our experienced advisers are here to guide you every step of the way.
