Self-Employed Mortgage Evidence: What UK Lenders Check

Self-employed couple reviewing mortgage evidence, including accounts, SA302 tax calculations and bank statements, with a mortgage adviser.

Self-Employed Mortgage Evidence: A self-employed mortgage application is not judged by job title alone. It is judged by the quality, consistency and meaning of the financial evidence. UK lenders may review accounts, tax calculations, bank statements and current trading activity. Their aim is to establish how much income is available and whether it appears sustainable. […]