How to Improve Mortgage Affordability Before Applying

Young couple reviewing their finances with mortgage affordability checklist icons for income, debts, deposit and credit review.

How to Improve Mortgage Affordability Before Applying:  Mortgage affordability is not improved by making an application look better than it is. It improves when the financial position becomes clearer, stronger and more sustainable. A lender needs to understand whether the proposed mortgage could remain manageable alongside normal household costs and existing commitments. Therefore, preparation should […]