Flexible Lifetime Mortgage
A flexible lifetime mortgage is a form of equity release that may let you access money from your home while continuing to live there. The word “flexible” matters. It can mean taking money in stages, making voluntary repayments, managing interest, or keeping a reserve for later life. However, flexibility does not remove the risks. A […]
Mortgage With Credit File Problems
Mortgage With Credit File Problems: You may still be able to get a mortgage if your credit file shows problems. The outcome depends on the type of issue, how recent it is, whether it has been settled and whether the mortgage is affordable. Lender criteria vary, so advice is important before making applications. A credit […]
Can I Remortgage If I Am Self-Employed?
Can I Remortgage If I Am Self-Employed? A remortgage can be straightforward for some homeowners. For self-employed applicants, it often needs more preparation. The reason is simple. A lender still needs to understand your income, even if you already have a mortgage and have made every payment on time. Self-employment can make that income picture […]