Owner-Occupied Commercial Mortgage
An owner-occupied commercial mortgage is used when a business buys or refinances the property it trades from. This may include an office, shop, warehouse, clinic, workshop, salon, restaurant, industrial unit or other business premises. The key point is use. The property is not mainly being bought to rent to another business. It is being used […]
Mortgage Application Documents You May Need
Mortgage Application Documents You May Need: A mortgage application is built on evidence. A lender wants to know what you earn, what you spend, and how much deposit you have. It usually needs documents that support those details. The clearer the evidence, the easier it can be for your adviser to understand which lender may […]
When Should You Review Your Remortgage Options?
When Should You Review Your Remortgage Options? You should usually review your remortgage options several months before your current deal ends. This gives you time to compare your existing lender’s offer, check the wider market, review fees and avoid moving onto a standard variable rate without understanding the cost. A remortgage review is not only […]