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Connect Lifetime Mortgages is a trading style of Richer Mortgage and Retirement Ltd who are appointed representatives of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) registration number 441505. Richer Mortgage and Retirement Ltd are committed to protecting your privacy. This policy statement, together with any document referred to within, sets out the basis on which we will use the personal information you supply to us directly yourself or supplied to us by a third party. Richer Mortgage and Retirement Ltd is responsible for the processing of the personal information you supply and is registered with the Information Commissioners Office under the UK Data Protection act 1998, registration number ZA485355. Company Number 829138

Connect IFA Ltd Registered Address: 39 Station Lane, Hornchurch, Essex, RM12 6JL. Registered in England and Wales under reference: 05501124

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Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. There will be an administration fee and a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate the total to be £999.

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