Category: Equity Release

Using Equity Release to Fund Care:  A home can provide shelter, stability and a sense of independence. In later life, it may also become part

Equity Release Case Studies:  Equity release can be useful when it solves a defined problem without creating unnecessary borrowing. That outcome is rarely measured by the

Equity Release vs Remortgage for Home Improvements: A home may need to change as the people living within it change. An extension may create space for

Equity Release vs Traditional Mortgages: A mortgage does more than place borrowing against a property. It also decides when payments are made, how interest is charged

Supporting Vulnerable Clients in Later-Life Lending: A financial decision can be technically suitable yet still fail the person making it. Later-life lending often involves more than

Can You Pay Back Equity Release? Yes, many lifetime mortgages allow you to repay some or all of the borrowing. You may be able to

Reasons for Equity Release: Equity release can convert part of a home’s value into accessible money. However, the intended use of that money is central

Women in Later Life: Equity Release and Financial Planning:  Later life can reveal the financial effects of decisions made across several decades. Career breaks, caring

Can You Switch Your Equity Release Plan?  A lifetime mortgage may last for many years, but the market and your circumstances may change during that

Paying Back Equity Release:  Equity release is often described as borrowing that does not require standard monthly repayments. However, that does not mean repayment is