Category: Mortgages

Small Mortgage Overpayments in 2026: How Small Extra Payments Can Save You Tens of Thousands A mortgage is usually repaid through hundreds of monthly payments.

Top Reasons to Remortgage Your Home: A remortgage is not only a search for a lower rate. It is a point where a homeowner can review

Remortgaging to borrow more means replacing your current mortgage and increasing the borrowing secured against your home. It may be used for home improvements, repairs

Moving house costs can include more than the deposit. You may need to budget for Stamp Duty Land Tax, legal fees, survey costs, mortgage fees,

Getting a mortgage with one year’s accounts may be possible. It is not guaranteed, and lender choice may be smaller. Yet one year of self-employment

Can I Port My Mortgage When Moving House? You may be able to port your mortgage when moving house if your current mortgage product allows it.

Limited Company Director Mortgage Income Guide: Limited company directors can find mortgage applications more detailed than expected. The issue is not whether you work. It

Shared Ownership for First-Time Buyers Guide: Shared ownership can help some first-time buyers purchase a share of a home rather than buying the full property at

What Mortgage Lenders See on Credit Reports: Mortgage lenders may review your credit accounts, repayment history, credit searches, public records, electoral roll details and financial

First-Time Buyer Mortgage Affordability Guide:  Mortgage affordability is one of the most important parts of buying your first home. It is not only about how