Category: Mortgages

Getting a mortgage with one year’s accounts may be possible. It is not guaranteed, and lender choice may be smaller. Yet one year of self-employment

Can I Port My Mortgage When Moving House? You may be able to port your mortgage when moving house if your current mortgage product allows it.

Limited Company Director Mortgage Income Guide: Limited company directors can find mortgage applications more detailed than expected. The issue is not whether you work. It

Shared Ownership for First-Time Buyers Guide: Shared ownership can help some first-time buyers purchase a share of a home rather than buying the full property at

What Mortgage Lenders See on Credit Reports: Mortgage lenders may review your credit accounts, repayment history, credit searches, public records, electoral roll details and financial

First-Time Buyer Mortgage Affordability Guide:  Mortgage affordability is one of the most important parts of buying your first home. It is not only about how

Check Your Credit File Before a Mortgage: Before applying for a mortgage, check your credit file with the main UK credit reference agencies. Look for

First-Time Buyer Deposit Guide: A first-time buyer deposit is more than money saved. It is the part of the purchase that shows the lender how

Product Transfer or Remortgage: What Is the Difference? A product transfer means switching to a new mortgage deal with your current lender. A remortgage usually means

What if I Cannot Sell My Home Before Moving? If you cannot sell your home before moving, you may still have options. These can include